{"id": "m-8879055823", "slug": "gainesville-the-oaks-mall", "type": "mall", "name": "The Oaks Mall", "aka": null, "city": "Gainesville", "county": "Alachua County", "state": "FL", "country": "US", "census_division": 5, "lat": 29.65613, "lon": -82.41103, "geocode_method": "override", "address": null, "metro": null, "original_use": "mall", "year_opened": null, "year_closed": null, "acres": null, "gla_sqft": null, "stores_peak": null, "levels": null, "original_developer": null, "original_architect": null, "before_notes": "Record created from a 2024+ transaction, listing or loan report; no retrofit recorded.", "strategy": [], "new_use": null, "share_retrofit": null, "status": "operating", "year_retrofit": null, "developer": null, "architect": null, "after_notes": null, "narrative": null, "narrative_license": null, "narrative_source": null, "zoning_change": null, "public_subsidy": null, "entitlement_year": null, "planning_notes": null, "wikidata_qid": null, "wikipedia": null, "osm_id": null, "verified": "draft", "verified_by": null, "last_verified": null, "last_updated": "2025-02", "created": "2026-10-18", "contributor_name": null, "contributor_org": null, "contributor_link": null, "international": 0, "county_fips": "12001", "opp_score": 20.0, "opp_reasons": ["county grew 7.1% 2018–23", "distressed loan or foreclosure"], "for_sale": 0, "distressed": 1, "url": "https://retrofitatlas.org/malls/fl/gainesville-the-oaks-mall/", "events": [], "sources": [{"id": 6895, "site_id": "m-8879055823", "url": "https://www.kbra.com/publications/NCXMLFwv", "title": "KBRA downgrades COMM 2012-LTRT", "publisher": null, "date": "2025-02-06", "quote": "Oaks is reported as non-performing matured balloon, specially serviced, and no workout plan has been provided.", "kind": "news", "license": null, "retrieved": "2026-10-18"}], "deals": [{"id": 372, "site_id": "m-8879055823", "kind": "foreclosure", "date": "2026-02", "year": 2026, "acres": null, "sqft": 906832, "buyer": null, "seller": null, "broker": null, "lender": "COMM 2012-LTRT trust", "loan_maturity": null, "loan_status": "default", "listing_url": null, "status": null, "notes": "", "source_url": "https://www.kbra.com/publications/tMMbgvYy", "source_title": "KBRA downgrades COMM 2012-LTRT (Feb 2026)", "source_date": "2026-02-06", "quote": "Oaks is reported to be in foreclosure.", "verified": "draft", "retrieved": "2026-10-18"}, {"id": 371, "site_id": "m-8879055823", "kind": "foreclosure", "date": "2025-02", "year": 2025, "acres": null, "sqft": null, "buyer": null, "seller": "Brookfield Properties", "broker": null, "lender": "U.S. Bank", "loan_maturity": null, "loan_status": "default", "listing_url": null, "status": null, "notes": "", "source_url": "https://www.wcjb.com/2025/02/11/oaks-mall-faces-foreclosure-complaint-owes-80m-i-was-shocked", "source_title": "Oaks Mall faces foreclosure complaint, owes $80M", "source_date": "2025-02-11", "quote": "The foreclosure complaint says mall owners still owe $78 million dollars", "verified": "draft", "retrieved": "2026-10-18"}, {"id": 370, "site_id": "m-8879055823", "kind": "special_servicing", "date": "2025-02", "year": 2025, "acres": null, "sqft": 906832, "buyer": null, "seller": null, "broker": null, "lender": "COMM 2012-LTRT trust", "loan_maturity": null, "loan_status": "special servicing", "listing_url": null, "status": null, "notes": "", "source_url": "https://www.kbra.com/publications/NCXMLFwv", "source_title": "KBRA downgrades COMM 2012-LTRT", "source_date": "2025-02-06", "quote": "Oaks is reported as non-performing matured balloon, specially serviced, and no workout plan has been provided.", "verified": "draft", "retrieved": "2026-10-18"}], "parties": [], "parcels": [], "context": {"assessment": {"what_happened": "The Oaks Mall opened as a retail mall and continues to operate today. It has recently experienced multiple loan defaults and foreclosure actions, indicating financial distress despite its operating status.", "why": "The record shows distressed loan or foreclosure as the primary cause, with several loans in default and one in special servicing.", "where_it_stands": "The mall remains operating but is under the control of lenders in default (COMM 2012-LTRT trust and U.S. Bank) and special servicing, with Brookfield Properties noted as a prior seller.", "for_a_planner": ["Zoning and land‑use designations are not specified in the record.", "Potential for adaptive reuse or redevelopment requires further study.", "Ownership fragmentation complicates coordinated planning efforts.", "Economic and community impact assessments are needed to guide policy."], "for_a_developer": ["Site size and parcel boundaries are unknown.", "Control is split among multiple lenders, creating uncertainty over decision‑making authority.", "Entitlement stage and any existing approvals are not documented.", "Context layers such as flood risk, transit access, and environmental constraints are not provided.", "Market signals from surrounding tract data are absent."], "risks_and_unknowns": ["Opening date and original anchor tenant mix are missing.", "Total land area and building footprint are not recorded.", "Current zoning, land‑use regulations, and any pending changes are unknown.", "Environmental conditions, floodplain status, and proximity to transit are unspecified.", "The record is marked as draft with only one source, indicating limited verification.", "Derived fields such as the opportunity score may be model‑extracted and unreviewed."], "data_quality": "thin", "one_line": "The Oaks Mall in Gainesville remains open despite loan defaults and foreclosure actions, facing uncertain future ownership and redevelopment prospects.", "model": "nvidia/nemotron-3-super-120b-a12b", "machine": "NVIDIA API via Hermes CT", "record_sha1": "3b2f551a8572"}, "cluster": {"within_10km": [{"id": "m-da2cc45366", "name": "Gainesville Mall", "city": "Gainesville", "status": "closed", "km": 7.1}], "count_10km": 1, "count_25km": 1}, "edgar": {"query": "The Oaks Mall", "city": "Gainesville", "total": 106, "name_only_total": 7, "common_name": false, "sampled": 100, "latest": "2021-02-26", "earliest": "2001-03-19", "cmbs": [{"name": "CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP", "cik": "0000802106", "n": 1, "first": "2005-08-02", "last": "2005-08-02", "forms": {"8-K": 1}, "cmbs": true, "kind": "cmbs", "sic": "6189", "acc": "0000950136-05-004503", "doc": "file002.htm", "adjacent": false, "vintage": null}], "public": [{"name": "General Growth Properties, Inc.", "cik": "0001496048", "n": 45, "first": "2011-03-01", "last": "2021-02-26", "forms": {"8-K": 34, "10-K": 11}, "cmbs": false, "kind": "owner", "sic": "6798", "acc": "0001496048-21-000006", "doc": "ggp-20201231.htm", "adjacent": true}, {"name": "GENERAL GROWTH PROPERTIES INC", "cik": "0000895648", "n": 21, "first": "2001-03-19", "last": "2010-08-03", "forms": {"10-Q": 10, "10-K": 9, "8-K": 2}, "cmbs": false, "kind": "owner", "sic": "6798", "acc": "0001104659-10-041506", "doc": "a10-15131_1ex99d2.htm", "adjacent": true}, {"name": "Seritage Growth Properties  (SRG, SRG-PA)", "cik": "0001628063", "n": 4, "first": "2016-03-11", "last": "2019-03-01", "forms": {"10-K": 4}, "cmbs": false, "kind": "owner", "sic": "6500", "acc": "0001564590-19-005833", "doc": "srg-10k_20181231.htm", "adjacent": true}], "other": [{"name": "DILLARD'S, INC.  (DDS, DDT)", "cik": "0000028917", "n": 6, "first": "2018-09-07", "last": "2019-12-11", "forms": {"10-Q": 4, "8-K": 1, "10-K": 1}, "cmbs": false, "kind": "other", "sic": "5311", "acc": "0000028917-19-000462", "doc": "dds-110219x10q.htm", "adjacent": false}, {"name": "ANNTAYLOR STORES CORP", "cik": "0000874214", "n": 6, "first": "2010-11-19", "last": "2012-03-09", "forms": {"10-Q": 2, "10-K": 2, "10-Q/A": 2}, "cmbs": false, "kind": "other", "sic": "5621", "acc": "0000874214-12-000007", "doc": "ex102-pledgeandsecurityagr.htm", "adjacent": false}, {"name": "SKECHERS USA INC  (SKX)", "cik": "0001065837", "n": 4, "first": "2010-05-10", "last": "2011-05-09", "forms": {"10-Q": 3, "10-Q/A": 1}, "cmbs": false, "kind": "other", "sic": "3140", "acc": "0000950123-11-047516", "doc": "v56510exv10w1.htm", "adjacent": false}, {"name": "CHICOS FAS INC", "cik": "0000897429", "n": 3, "first": "2009-06-10", "last": "2012-01-20", "forms": {"8-K/A": 3}, "cmbs": false, "kind": "other", "sic": "5621", "acc": "0001193125-12-018793", "doc": "d284120dex101.htm", "adjacent": false}, {"name": "COLDWATER CREEK INC", "cik": "0001018005", "n": 2, "first": "2010-09-08", "last": "2011-09-02", "forms": {"10-Q": 2}, "cmbs": false, "kind": "other", "sic": "5621", "acc": "0001104659-11-050152", "doc": "a11-23913_1ex10d1.htm", "adjacent": false}, {"name": "BJs RESTAURANTS INC  (BJRI)", "cik": "0001013488", "n": 1, "first": "2009-03-17", "last": "2009-03-17", "forms": {"8-K": 1}, "cmbs": false, "kind": "other", "sic": "5812", "acc": "0001157523-09-002155", "doc": "a5919596ex99_1.htm", "adjacent": false}, {"name": "Destination Maternity Corp", "cik": "0000896985", "n": 1, "first": "2012-11-02", "last": "2012-11-02", "forms": {"8-K": 1}, "cmbs": false, "kind": "other", "sic": "5621", "acc": "0001193125-12-448519", "doc": "d432147dex101.htm", "adjacent": false}, {"name": "SELECT COMFORT CORP  (SNBR)", "cik": "0000827187", "n": 1, "first": "2015-11-12", "last": "2015-11-12", "forms": {"10-Q": 1}, "cmbs": false, "kind": "other", "sic": "2510", "acc": "0000827187-15-000061", "doc": "ex101_2015xq3.htm", "adjacent": false}], "forms": {"8-K": 41, "10-K": 28, "10-Q": 25, "8-K/A": 3, "10-Q/A": 3}, "url": "https://efts.sec.gov/LATEST/search/#/q=%22The%20Oaks%20Mall%22%20%22Gainesville%22&forms=10-K,10-D,8-K,10-Q,ABS-EE&dateRange=custom&startdt=2001-01-01", "retrieved": "2026-10-20", "v": 4, "adj": ["0000895648", "0001041379", "0001496048", "0001628063"], "adj_total": 26, "first_in_sample": "2005-08-02", "securitised": null, "vintage": null, "vintage_strong": false, "source": "SEC EDGAR full-text search"}, "elevation": {"elevation_ft": 99.1, "resolution": 1, "source": "USGS EPQS (3DEP)", "retrieved": "2026-10-20"}, "food_access": {"tract10": "12001001604", "urban": 1, "lila_1_10": 1, "low_access_1mi": 1, "lapop1share": 65.23550647299689, "poverty_rate": 38.532568005989496, "median_family_income": 77708.0, "snap_households": 214.0, "pop2010": 7644.0, "source": "USDA ERS Food Access Research Atlas 2019 (ArcGIS copy)", "retrieved": "2026-10-20"}, "housing_market": {"zhvi": {"latest": 298912, "month": "2026-09", "change_1y": -0.013, "change_5y": 0.162}, "zori": {"latest": 1640, "month": "2026-09", "change_1y": 0.019, "change_5y": 0.216}, "county_fips": "12001", "source": "Zillow Research (ZHVI, ZORI)"}, "jobs_lodes": {"tract20": "12001001605", "jobs": 5547, "retail_jobs": 630, "food_accommodation_jobs": 559, "year": 2022, "source": "Census LEHD LODES8 WAC 2022 (all jobs, primary and secondary), blocks summed to the 2020 tract", "retrieved": "2026-10-20"}, "listings": {"zip": "32605", "month": "202609", "median_listing_price": 299900, "median_listing_price_yy": 0.0495, "active_listing_count": 110, "median_days_on_market": 71, "price_reduced_share": 0.2183, "pending_ratio": 0.3425, "source": "Realtor.com Research, inventory core metrics by ZIP (ZCTA at the site point)", "retrieved": "2026-10-20"}, "opportunity": {"tract10": "12001001604", "kfr_p25": 0.4448, "jail_p25": 0.0617, "kids_count": 227.0063, "commuting_zone": "Gainesville", "vintage": "children born 1978-83, outcomes measured 2014-15", "source": "Opportunity Insights, Opportunity Atlas (Chetty, Friedman, Hendren, Jones, Porter 2018)", "retrieved": "2026-10-20"}, "permits": {"county": "Alachua County", "2024": {"units_1": 822, "units_2_4": 6, "units_5plus": 922, "value_total": 408741224}, "2023": {"units_1": 858, "units_2_4": 11, "units_5plus": 687, "value_total": 350998543}, "retrieved": "2026-10-18"}, "qcew_retail": {"county": "12001", "year": 2025, "establishments": 906, "employment": 14065, "avg_annual_pay": 36674, "lq_employment": 1.01, "employment_change_1y": 0.8, "source": "BLS QCEW 2025 annual, county, NAICS 44-45 retail trade, private", "retrieved": "2026-10-20"}, "retail_trend": {"2012": {"estab": 932, "emp": 13338}, "2023": {"estab": 915, "emp": 14876}, "estab_change": -0.018, "emp_change": 0.115, "county_fips": "12001"}, "schools": {"district": "Alachua County School District", "district_geoid": "1200030", "grades": "PK-12", "district_vintage": "SY2024-25", "public_schools_1mi": 1, "schools": ["SIATECH MYCROSCHOOL INC."], "schools_vintage": "SY2023-24", "source": "NCES EDGE", "retrieved": "2026-10-20"}, "sec": {"reit": [{"filer": "Brookfield Property REIT (formerly GGP)", "filed": "2021-02-26", "as_of": "2020-12-31", "url": "https://www.sec.gov/Archives/edgar/data/1496048/000149604821000006/ggp-20201231.htm", "match": "exact", "name": "The Oaks Mall", "city": "Gainesville", "state": "FL", "gla_sqft": 900000, "gla_inline_sqft": 342000, "year_built": null, "year_acquired": null, "year_renovated": null, "occupancy_pct": 85.4, "occupancy_basis": "leased", "sales_psf": null, "anchors": "Dillard's, Belk, JCPenney", "ownership_pct": 46.0, "tenure": null}, {"filer": "GGP Inc.", "filed": "2017-02-22", "as_of": "2016-12-31", "url": "https://www.sec.gov/Archives/edgar/data/1496048/000149604817000018/ggp12311610k.htm", "match": "exact", "name": "The Oaks Mall", "city": "Gainesville", "state": "FL", "gla_sqft": 906104, "gla_inline_sqft": 348237, "year_built": null, "year_acquired": null, "year_renovated": null, "occupancy_pct": 94.7, "occupancy_basis": "leased", "sales_psf": null, "anchors": "Belk, Dillard's, JCPenney, Macy's, Sears", "ownership_pct": 100.0, "tenure": null}, {"filer": "General Growth Properties", "filed": "2013-02-28", "as_of": "2012-12-31", "url": "https://www.sec.gov/Archives/edgar/data/1496048/000104746913001941/a2213015z10-k.htm", "match": "exact", "name": "The Oaks Mall", "city": "Gainesville", "state": "FL", "gla_sqft": 902384, "gla_inline_sqft": 344517, "year_built": null, "year_acquired": null, "year_renovated": null, "occupancy_pct": 97.5, "occupancy_basis": "leased", "sales_psf": null, "anchors": "Belk, Dillard's, JCPenney, Macy's, Sears", "ownership_pct": 100.0, "tenure": null}, {"filer": "General Growth Properties", "filed": "2010-03-01", "as_of": "2009-12-31", "url": "https://www.sec.gov/Archives/edgar/data/895648/000104746910001674/a2196768z10-k.htm", "match": "exact", "name": "The Oaks Mall", "city": "Gainesville", "state": "FL", "gla_sqft": 897630, "gla_inline_sqft": 339763, "year_built": null, "year_acquired": null, "year_renovated": null, "occupancy_pct": null, "occupancy_basis": null, "sales_psf": null, "anchors": "Belk, Dillard's, JCPenney, Macy's, Sears", "ownership_pct": 51.0, "tenure": null}, {"filer": "General Growth Properties", "filed": "2007-03-01", "as_of": "2006-12-31", "url": "https://www.sec.gov/Archives/edgar/data/895648/000095012407001213/c12676e10vk.htm", "match": "exact", "name": "The Oaks Mall", "city": "Gainesville", "state": "FL", "gla_sqft": 907282, "gla_inline_sqft": null, "year_built": null, "year_acquired": null, "year_renovated": null, "occupancy_pct": null, "occupancy_basis": null, "sales_psf": null, "anchors": "Belk, Dillard’s, JCPenney, Macy’s, Sears", "ownership_pct": 51.0, "tenure": null}], "absee": [], "source": "SEC EDGAR: REIT 10-K property tables and ABS-EE Exhibit 102", "retrieved": "2026-10-21"}, "storms": {"county": "12001", "years": "2016-2025", "events": 249, "by_type": {"Thunderstorm Wind": 138, "Heavy Rain": 55, "Hail": 20, "Flood": 18, "Funnel Cloud": 8, "Lightning": 5, "Tornado": 3, "Flash Flood": 2}, "property_damage_usd": 2068910, "deaths_direct": 0, "injuries_direct": 3, "note": "county-typed events only; events logged to forecast zones (CZ_TYPE Z: most winter, heat, flood and coastal events) are not counted", "source": "NOAA NCEI Storm Events Database, details files", "retrieved": "2026-10-20"}, "traffic": {"max_aadt": 98500, "trucks_aadt": 28860, "road": "I-75", "class": "Interstate", "lanes": 6, "segments_600m": 22, "year": "2024", "source": "FHWA HPMS", "retrieved": "2026-10-20"}, "web": {"images": [{"title": "The Oaks Mall | Indoor Shopping & Dining Center in Gainesville", "page": "https://www.enjoyflorida.com/shopping/the-oaks-mall/", "host": "enjoyflorida.com", "img": "https://www.enjoyflorida.com/wp-content/uploads/2024/12/exterior-front-entrance-of-mall-at-the-oaks-mall-gainesville-768x480.jpg", "engine": "bing images"}, {"title": "Shopping the Oaks Mall in Gainesville", "page": "http://www.visitflorida.com/en-us/things-to-do/shopping/shopping-oaks-mall-gainesville.html?cid=SM_pin_vf_gen", "host": "visitflorida.com", "img": "https://i.pinimg.com/originals/9d/13/1c/9d131cc550afb78f09906934dac4d392.png", "engine": "pinterest"}, {"title": "The Oaks Mall - Spinoso Real Estate Group", "page": "https://spinosoreg.com/portfolios/the-oaks-mall/", "host": "spinosoreg.com", "img": "https://spinosoreg.com/wp-content/uploads/2025/04/Oaks-Mall-Entry.jpg", "engine": "bing images"}, {"title": "Before you go to the Oaks Mall…", "page": "https://www.mainstreetdailynews.com/business/before-you-go-to-the-oaks-mall-_id_c9e2b254-92e6-11ea-8521-4fb449c7fb45/page/74", "host": "mainstreetdailynews.com", "img": "https://i.pinimg.com/originals/7e/c4/b1/7ec4b19e95fd32d4ea2d45488e0d4f12.jpg", "engine": "pinterest"}, {"title": "How to Spend a Weekend in Gainesville, Florida", "page": "https://paigemindsthegap.com/weekend-in-gainesville-florida/", "host": "paigemindsthegap.com", "img": "https://i.pinimg.com/originals/3a/bd/60/3abd602323b6de24188e89596fd43594.png", "engine": "pinterest"}, {"title": "The Oaks Mall, Gainesville, Alachua County, Florida | Flickr", "page": "https://www.flickr.com/photos/79695168@N06/albums/72157649361008090", "host": "flickr.com", "img": "https://live.staticflickr.com/8663/15847360698_c8b6a4d80c_z.jpg", "engine": "bing images"}, {"title": "Lake Alice Gainesville Florida", "page": "https://www.buddythetravelingmonkey.com/things-to-do-in-gainesville/", "host": "buddythetravelingmonkey.com", "img": "https://i.pinimg.com/originals/86/25/4f/86254f18478bc6da802e52c657e04662.png", "engine": "pinterest"}, {"title": "THE OAKS MALL - Updated July 2026 - 38 Photos & 65 …", "page": "https://www.yelp.com/biz/the-oaks-mall-gainesville", "host": "yelp.com", "img": "https://s3-media0.fl.yelpcdn.com/bphoto/NNgSeJxaIQzNC3vycRhq-Q/348s.jpg", "engine": "bing images"}], "refs": [], "query": "\"The Oaks Mall\" Gainesville FL", "retrieved": "2026-10-15"}}, "elements": [{"slug": "place-high-traffic", "name": "30,000+ vehicles a day on an adjacent road", "group_": "place", "evidence": "98,500 on I-75", "origin": "fhwa-hpms"}, {"slug": "place-freeway-frontage", "name": "Interstate or freeway within 600 m", "group_": "place", "evidence": "I-75", "origin": "fhwa-hpms"}, {"slug": "finance-foreclosure", "name": "Foreclosure or REO", "group_": "finance", "evidence": "", "origin": "research-deals"}, {"slug": "finance-default", "name": "Default or watchlist", "group_": "finance", "evidence": "", "origin": "research-deals"}], "details": {}, "photos": [], "provenance": {"*": "research-deals", "lat": "gapfill-2026-10-16/nominatim"}, "restricted_fields": {"parcels": ["owner_addr", "assessed", "taxable", "tax_amount", "sale_price", "deed_ref"], "deals": ["price", "price_per_acre", "price_per_sqft", "loan_amount", "asking_price"], "how": "free API key: POST /api/v1/keys {\"email\": …}"}}